{"id":8154,"date":"2025-12-11T12:17:58","date_gmt":"2025-12-11T18:17:58","guid":{"rendered":"https:\/\/westplexnews.com\/index.php\/2025\/12\/11\/us-senate-hits-stalemate-on-solution-to-spiraling-health-insurance-costs-2\/"},"modified":"2025-12-11T12:17:58","modified_gmt":"2025-12-11T18:17:58","slug":"us-senate-hits-stalemate-on-solution-to-spiraling-health-insurance-costs-2","status":"publish","type":"post","link":"https:\/\/westplexnews.com\/index.php\/2025\/12\/11\/us-senate-hits-stalemate-on-solution-to-spiraling-health-insurance-costs-2\/","title":{"rendered":"US Senate hits stalemate on solution to spiraling health insurance costs"},"content":{"rendered":"

\"Senate<\/p>\n

Senate Majority Leader John Thune, R-S.D., center, joined by Senate Majority Whip John Barrasso, R-Wyo., left, and Sen. James Lankford, R-Okla., speaks to reporters following a Senate Republican policy luncheon at the U.S. Capitol on Dec. 9, 2025 in Washington, D.C. \u00a0(Photo by Heather Diehl\/Getty Images)<\/p>\n

WASHINGTON \u2014 The U.S. Senate in long-anticipated votes failed to advance legislation Thursday that would have addressed the rising cost of health insurance, leaving lawmakers deadlocked on how to curb a surge in premiums expected next year.\u00a0<\/p>\n

Senators voted 51-48<\/a> on a Republican bill co-sponsored by Louisiana Sen. Bill Cassidy and Idaho Sen. Mike Crapo that would have provided funding through Health Savings Accounts for some ACA marketplace enrollees during 2026 and 2027.\u00a0<\/p>\n

They then voted\u00a051-48\u00a0<\/a>on a measure from Democrats that would have extended enhanced tax credits for people who purchase their health insurance from the Affordable Care Act Marketplace for three years. A group of Senate Democrats in November\u00a0agreed<\/a> to end a government shutdown of historic length in exchange for a commitment by Republicans to hold a vote on extending the enhanced subsidies.<\/p>\n

Republican Sens. Susan Collins of Maine, Lisa Murkowski and Dan Sullivan of Alaska and Rand Paul of Kentucky voted for the Democrats\u2019 bill. Paul also voted against the GOP bill.\u00a0<\/p>\n

Neither bill received the 60 votes needed to advance under the Senate\u2019s legislative filibuster rule.\u00a0<\/p>\n

Senate Majority Leader John Thune, R-S.D., criticized the ACA marketplace and the subsidies for leading to large increases in the costs of health insurance.\u00a0<\/p>\n

\u201cUnder Democrats\u2019 plan insurance premiums will continue to spiral, American taxpayers will find themselves on the hook for ever-increasing subsidy payments,\u201d Thune said. \u201cAnd don\u2019t think that all those payments are going to go to vulnerable Americans.\u201d<\/p>\n

Thune argued Democrats\u2019 bill was only an extension of the \u201cstatus quo\u201d of a \u201cfailed, flawed, fraud program that is increasing costs at three times the rate of inflation.\u00a0<\/p>\n

Thune said the Republican bill from Cassidy and Crapo would \u201chelp individuals to meet their out-of-pocket costs and for many individuals who don\u2019t use their insurance or who barely use it, it would allow them to save for health care expenses down the road.\u201d<\/p>\n

Schumer calls GOP plan \u2018mean and cruel\u2019<\/h4>\n

Senate Minority Leader Chuck Schumer, D-N.Y., said the three-year extension bill was the only option to avoid a spike in costs for people enrolled in ACA marketplace plans.\u00a0<\/p>\n

\u201cBy my last count, Republicans are now at nine different health care proposals and counting. And none of them give the American people the one thing they most want \u2014 a clean, simple extension of these health care tax credits,\u201d Schumer said. \u201cBut our bill does extend these credits cleanly and simply and it\u2019s time for Republicans to join us.\u201d<\/p>\n

\n
\n
\n
\"Senate<\/div>\n<\/div>\n<\/div>
Senate Minority Leader Chuck Schumer, D-N.Y., speaks to House Minority Leader Hakeem Jeffries, D-N.Y., \u00a0during a Hanukkah reception at the U.S. Capitol Building on Dec. 10, 2025 in Washington, D.C. (Photo by Anna Moneymaker\/Getty Images)<\/figcaption><\/figure>\n

Schumer referred to the Cassidy-Crapo proposals as \u201cstingy\u201d as well as \u201cmean and cruel.\u201d<\/p>\n

\u201cUnder the Republican plan, the big idea is essentially to hand people about $80 a month and wish them good luck,\u201d Schumer said. \u201cAnd even to qualify for that check, listen to how bad this is, Americans would be forced onto bare-bones bronze plans with sky-high deductibles; $7,000 or $10,000 for an individual, tens of thousands for a couple.\u201d<\/p>\n

After the votes failed, Schumer outlined some of the guardrails Democrats would put in place regarding negotiations with GOP colleagues.<\/p>\n

\u201cThey want to talk about health care in general and how to improve it \u2014 we\u2019re always open to that, but we do not want what they want \u2014 favoring the insurance companies, favoring the drug companies, favoring the special interests and turning their back on the American people,\u201d he said.\u00a0<\/p>\n

Health Savings Accounts in GOP plan<\/h4>\n

The Cassidy-Crapo bill would have the Department of Health and Human Services deposit money into Health Savings Accounts for people enrolled in bronze or catastrophic health insurance plans purchased on the ACA marketplace in 2026 or 2027, according to\u00a0a summary<\/a> of the bill.\u00a0<\/p>\n

Health Savings Accounts are tax-advantaged savings accounts that consumers can use to pay for medical expenses that are not otherwise reimbursed. They are not health insurance products.<\/p>\n

ACA marketplace enrollees who select a bronze or catastrophic plan and make up to 700% of the federal poverty level would receive $1,000 annually if they are between the ages of 18 and 49 and $1,500 per year if they are between the ages of 50 and 64.\u00a0<\/p>\n

That would set a threshold of $109,550 in annual income for one person, or $225,050 for a family of four, according to the 2025\u00a0federal poverty guidelines<\/a>. The numbers are somewhat higher for residents of Alaska and Hawaii.\u00a0\u00a0<\/p>\n

The funding could not go toward abortion access or gender transitions, according to the Republican bill summary.\u00a0<\/p>\n

\n
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\"KFF<\/div>\n<\/div>\n<\/div>\n

Members of Congress have introduced several other health care proposals, including two bipartisan bills in the House that would extend the enhanced ACA marketplace tax credits for at least another year with some modifications.\u00a0<\/p>\n

Speaker Mike Johnson, R-La., has been reluctant to bring either bipartisan bill up for a floor vote, though he may not have the option if\u00a0a discharge petition<\/a> filed earlier this week garners the 218 signatures needed.\u00a0<\/p>\n

Pennsylvania Republican Rep. Brian Fitzpatrick wrote in a statement the legislation represents a \u201csolution that can actually pass\u2014not a political messaging exercise.\u201d<\/p>\n

\n
\n
\"KFF<\/div>\n<\/div>\n<\/div>\n

\u201cThis bill delivers the urgent help families need now, while giving Congress the runway to keep improving our healthcare system for the long term,\u201d Fitzpatrick wrote. \u201cResponsible governance means securing 80 percent of what families need today, rather than risking 100 percent of nothing tomorrow.\u201d<\/p>\n

But Johnson said Wednesday that he will\u00a0put a package of bills on the House floor<\/a> next week that he believes \u201c\u200b\u200bwill actually reduce premiums for 100% of Americans who are on health insurance.\u201d Details of those bills have not been disclosed.<\/p>\n

Thune told reporters that if \u201csomebody is successful in getting a discharge petition and a bill out of the House, obviously we\u2019ll take a look at it. But at the moment, you know, we\u2019re focused on the action here in the Senate, which is the side-by-side vote we\u2019re going to have later today.\u201d\u00a0<\/p>\n

Alaska\u2019s Murkowski said lawmakers can find a compromise on health care by next week \u201cif we believe it is possible.\u201d<\/p>\n

Political costs<\/h4>\n

The issue of affordability and rising health care costs is likely to be central to the November midterm elections, where Democrats hope to flip the House from red to blue and gain additional seats in the Senate.\u00a0<\/p>\n

The Democratic National Committee isn\u2019t waiting to begin those campaigns,\u00a0placing digital ads in the hometown newspapers<\/a> of several Republicans up for reelection next year, including Maine\u2019s Collins and Ohio\u2019s Jon Husted.\u00a0<\/p>\n

\u201cToday\u2019s Senate vote to extend the ACA tax credits could be the difference between life and death for many Americans,\u201d DNC Chair Ken Martin said in a press release. \u201cOver 20 million Americans will see their health care premiums skyrocket next year if Susan Collins, John Cornyn, Jon Husted, and Dan Sullivan do not stand with working families and vote to extend these lifesaving credits.\u201d<\/p>\n

White House press secretary Karoline Leavitt blasted Senate Democrats\u2019 proposal during Thursday\u2019s press briefing, calling it a \u201cpolitical show vote\u201d meant to provide cover for Democrats, whom she blamed for creating the problem.\u00a0<\/p>\n

Trump and Republicans would \u201cunveil creative ideas and solutions to the health care crisis that was created by Democrats,\u201d she said. \u201cChuck Schumer is not sincerely interested in lowering health care costs for the American people. He\u2019s putting this vote on the floor knowing that it will fail so he can have another talking point that he can throw around without any real plan or action.\u201d<\/p>\n

Shauneen Miranda and Jacob Fischler contributed to this report.\u00a0<\/em><\/p>","protected":false},"excerpt":{"rendered":"

Senate Majority Leader John Thune, R-S.D., center, joined by Senate Majority Whip John Barrasso, R-Wyo., left, and Sen. James Lankford, R-Okla., speaks to reporters following a Senate Republican policy luncheon at the U.S. Capitol on Dec. 9, 2025 in Washington, D.C. \u00a0(Photo by Heather Diehl\/Getty Images) WASHINGTON \u2014 The U.S. Senate in long-anticipated votes failed…<\/p>\n","protected":false},"author":2,"featured_media":8155,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-8154","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"\nUS Senate hits stalemate on solution to spiraling health insurance costs - WestplexNews.com<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/westplexnews.com\/index.php\/2025\/12\/11\/us-senate-hits-stalemate-on-solution-to-spiraling-health-insurance-costs-2\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"US Senate hits stalemate on solution to spiraling health insurance costs - WestplexNews.com\" \/>\n<meta property=\"og:description\" content=\"Senate Majority Leader John Thune, R-S.D., center, joined by Senate Majority Whip John Barrasso, R-Wyo., left, and Sen. 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James Lankford, R-Okla., speaks to reporters following a Senate Republican policy luncheon at the U.S. Capitol on Dec. 9, 2025 in Washington, D.C. \u00a0(Photo by Heather Diehl\/Getty Images) WASHINGTON \u2014 The U.S. Senate in long-anticipated votes failed...","og_url":"https:\/\/westplexnews.com\/index.php\/2025\/12\/11\/us-senate-hits-stalemate-on-solution-to-spiraling-health-insurance-costs-2\/","og_site_name":"WestplexNews.com","article_published_time":"2025-12-11T18:17:58+00:00","og_image":[{"url":"https:\/\/missouriindependent.com\/wp-content\/uploads\/2025\/12\/thunebarrassolankford-1024x683.jpg","type":"","width":"","height":""}],"author":"Brad Hildebrand","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Brad Hildebrand","Est. reading time":"7 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/westplexnews.com\/index.php\/2025\/12\/11\/us-senate-hits-stalemate-on-solution-to-spiraling-health-insurance-costs-2\/#article","isPartOf":{"@id":"https:\/\/westplexnews.com\/index.php\/2025\/12\/11\/us-senate-hits-stalemate-on-solution-to-spiraling-health-insurance-costs-2\/"},"author":{"name":"Brad Hildebrand","@id":"https:\/\/westplexnews.com\/#\/schema\/person\/86ac6e2a917ca881b22f6d55d1b955f0"},"headline":"US Senate hits stalemate on solution to spiraling health insurance costs","datePublished":"2025-12-11T18:17:58+00:00","mainEntityOfPage":{"@id":"https:\/\/westplexnews.com\/index.php\/2025\/12\/11\/us-senate-hits-stalemate-on-solution-to-spiraling-health-insurance-costs-2\/"},"wordCount":1321,"publisher":{"@id":"https:\/\/westplexnews.com\/#organization"},"image":{"@id":"https:\/\/westplexnews.com\/index.php\/2025\/12\/11\/us-senate-hits-stalemate-on-solution-to-spiraling-health-insurance-costs-2\/#primaryimage"},"thumbnailUrl":"https:\/\/westplexnews.com\/wp-content\/uploads\/2025\/12\/thunebarrassolankford-1024x683-Tlo2qq.jpg","inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/westplexnews.com\/index.php\/2025\/12\/11\/us-senate-hits-stalemate-on-solution-to-spiraling-health-insurance-costs-2\/","url":"https:\/\/westplexnews.com\/index.php\/2025\/12\/11\/us-senate-hits-stalemate-on-solution-to-spiraling-health-insurance-costs-2\/","name":"US Senate hits stalemate on solution to spiraling health insurance costs - 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